Your business could have the potential to flourish in whichever industry it operates in, but it will no doubt require solid foundations carved from a firm insurance package do so. Sherwin’s business package aims to protect you and your business from everything that may come your way.
Using our experience, we’ll take an all-inclusive approach when assessing your insurance requirements and provide advice and support along the way. Every business is different, so it’s important we understand what you require, and what you don’t. The cover we source includes any insurance that is a legal requirement and can include extensive cover relevant to you.
Shops and Offices
With unprecedented threats to the high street, now is no time for flawed insurance. Similarly to office buildings, shops can present unique risks which you may initially overlook. We can equip you with trusted insurance which covers buildings, contents and stock. We’ll protect you should your operation lose out financially following any business interruption and can cover you for public and employers’ liability where applicable. This is not exhaustive and we can look to meet your requirements – however specialist they may be.
Surgeries and health centres need to display the highest levels of safety and hygiene at all times. Not only will your surgery deal with members of the public every day, but relies on a committed workforce to ensure a smooth operation. If an accident occurs, we can cover you for public liability or employers’ liability. If your building has been damaged causing you to temporarily suspend the daily running of your surgery, we can cover you for both buildings cover and business interruption. There are other options which can be added to your policy dependant on your needs.
Manufacturers, Distributors and Warehouses
Manufacturers and distributors face increasing competition to succeed in the online world. Stern regulations force businesses to be smarter in how they run their firm. And whilst health and safety in warehouses and stockrooms is forever-improving, accidents can and do still happen. When they do, you’ll need an insurance policy you can rely on if you wish to minimise possible downtime. At Sherwin, we can source an array of cover features to protect you from all insurable risks. These include public, employers’ and product liability, business interruption, stock, goods in transit and much more.
Hospitality and Leisure
Working in hospitality, you’ll know great service shines through the little things. Protective insurance cover should be the same. Every hotel, restaurant and other hospitality premises is unique in how it operates and the potential threats that surround it. At Sherwin, we’ll highlight these risks and find cover that is fit for purpose now and in the future. What if a guest injures themselves on your premises? Or if the building suffers from accidental or malicious damage? What if a supplier fails to deliver? We can protect you from such eventualities, helping you to focus on the finer details.
Working from home
Basing your business at home brings unique bonuses. You can work when you want, avoid the commute and have the comfort of your own home to help you fulfil your business goals. That being said, risks often go unnoticed and, with an unfit policy, you could be held personally liable should an incident occur. We can protect you and your business from the inside out, giving you the ability to focus on reaching those goals. This cover could include stock, business interruption, public and product liability and many more features relevant to your specific industry.